AUTONET TV

Lease or Buy?

Lease? Or buy? These are the options for Winnetka drivers. It's always a tough question for auto owners, but here is some info that'll help you make an informed decision.

If you buy, you'll pay the full cost of the vehicle, maybe an initial down payment, monthly payments on the balance that pays down the loan principal, and the finance charge.

Winnetka drivers who lease finance the portion of the cost of the vehicle that's used up during the term of the lease. You'll pay some money up front: fees, security deposit, first month's payment and maybe a capital reduction. The monthly payments include a depreciation cost and a finance charge. When the lease is up, you return the vehicle to your local Winnetka area dealership. 

So how do Winnetka drivers decide?

First, how much do you have for a down payment? A lease usually requires a smaller down payment.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs requires better credit, so that's a factor.

How long will you keep the vehicle? Winnetka drivers who keep their vehicles around for a while will pay less if they buy. But just two or three years? Then leasing is the way to go.

If your car might suffer a ding or two, like a work truck would, then buying's better. The auto leasing company will want their vehicle back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How far do you drive in and around the Winnetka area? Important to consider because leases have a mileage limit; if you go over, you pay a hefty charge per mile/kilometer when the lease is up. So high mileage CA drivers should definitely buy.

Will the car be used in your business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment rather than price. So sometimes Winnetka leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If the salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at your financing options.

Here's another: With a buy or a lease, if you total the vehicle, you'll owe the full amount of the loan, or the balance of the lease payments. Usually, it's less than the vehicle's fair market value, and that's all your CA auto insurance company will pay. But ask your Winnetka agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition and may need to do all the vehicle manufacturer's recommended service and maintenance or face penalties. So see your local advisor at your Winnetka auto repair shop  or A.G. Automotive & Diagnosis on a regular basis, get the required work done and save the service records. It's well worth it.

A.G. Automotive & Diagnosis
19735 Sherman Way Suite 2
Winnetka, CA 91306
(818) 438-9608
http://www.agautodiagnosis.com

A.G. Automotive & Diagnosis Radiator Service

The coolant system is a vital part of your vehicle. It is also the second most common cause for vehicle failures. Even though coolant system failure is fairly common in Winnetka, it is easy to prevent.

The most recognizable part of the coolant system is the radiator. It is connected to the engine with hoses and is filled with coolant. The coolant draws heat off the engine and then passes into the radiator. Air passes through cooling fins to reduce the temperature of the coolant and then it's back to the engine again.

There are several ways for the cooling system to fail. Most common is with the coolant itself. Coolant is comprised of water and antifreeze. The proper ratio keeps the coolant from either boiling away or freezing. Understandably, either can lead to massive engine damage.

Another coolant issue that is often overlooked by Winnetka drivers is the age of the coolant itself. Antifreeze has additives that protect the coolant system from corrosion. As these additives are depleted over time, they can't protect the radiator and other parts from rust, scaling and corrosion. That old container of coolant gathering dust in your garage may still keep your engine cool, but it won't protect it from corrosion.

If you get a warning message to check the coolant or if the vehicle temperature gauge is in the hot zone, your cooling system needs to be checked. It's OK to add water or antifreeze yourself. But you need to be cautious. Remember four things:

• First, you never want to open the radiator pressure cap. You could be severely burned.
• Second, get to A.G. Automotive & Diagnosis in Winnetka immediately if your coolant is low. If that is not possible, follow the directions in your vehicle owners manual - it will direct you to only make additions to the coolant overflow bottle.
• Third, remember that you need a proper mixture of water and antifreeze. If you make an emergency addition to your cooling system, follow-up with your A.G. Automotive & Diagnosis service center where we can make necessary adjustments.
• Fourth, not all cars use the same type of antifreeze. You need to check your vehicle owners manual to make sure you use the right kind. Mixing antifreeze types or using the wrong kind of antifreeze may void the manufacturers warranty on your cooling system. Again, another reason to depend on your A.G. Automotive & Diagnosis service center in Winnetka to do things right.

Remember, A.G. Automotive & Diagnosis has the equipment to change your coolant quickly and inexpensively.

A.G. Automotive & Diagnosis
19735 Sherman Way Suite 2
Winnetka, CA 91306
(818) 438-9608
http://www.agautodiagnosis.com

'Tis the Season (Tires)

We all know about winter tires.  But did you know there is such a thing as summer tires?

Most people have all-season tires on their vehicles.  They work pretty well in a variety of weather conditions.  But if you want better handling and performance, you might consider switching to summer tires.  Here are a few things you should know about them.

Summer tires are good for high-performance vehicles like sports cars and luxury SUVs, but they don't have to be limited to those. They have a different tread pattern than all-season tires, with generally shallower grooves and more rubber that contacts the road.  The rubber is made of a stickier compound good for taking corners at higher speeds.  Plus it is engineered so it stays firmer the hotter the temperature gets. 

Here's a bonus.  That design also works well in warm, wet weather.  It makes sense, since more the more rubber that's touching the concrete or asphalt when it's slippery out, the better the traction. 

There are some things to be aware of with summer tires.  They often have asymmetrical or unidirectional tread patterns.  That sometimes limits the way these tires can be rotated on a vehicle.  Another thing to remember is it is NOT a good idea to use summer tires in any wintery conditions.  They lose traction as the temperature heads toward the freezing range and below since that rubber that's designed to stay firm at warm temperatures gets hard as a rock when they freeze.

But in warmer weather, summer tires can increase your braking and cornering capabilities.  Plus you'll notice more grip at faster speeds and higher temperatures than all-season tires.  So think about discussing summer tires with your service advisor to see if they'd be a good fit for the type of driving you do.  He or she will offer you some choices that are designed to meet your vehicle's specs.

A.G. Automotive & Diagnosis
19735 Sherman Way Suite 2
Winnetka, CA 91306
(818) 438-9608
http://www.agautodiagnosis.com

Cruisin' on Down Main Street

When automakers first came out with cruise control, it was a real luxury item.  The older cruise controls used a mechanical vacuum system but it worked.  Well, some of the time. 

Now days, cruise control is all electronic, thanks to computers.  It's reliable and a real convenience on long trips.  Cruise control is offered on most vehicles and standard on a lot of them.  Because it's electronic, when it breaks, it's usually some electronic component.  Your vehicle's cruise can be the victim of a blown fuse. Or your vehicle's speed sensor, which—not surprisingly—measures your vehicle's speed, can also stop working.  And that will cause your cruise to stop cruising. 

Vehicles with cruise control also have a built-in feature that, when the brakes are applied, turns off the cruise.  With electronic cruise control, that happens thanks to the brake pedal switch, and if a problem develops in that switch, the cruise might not work.

The newest cruise control is called "adaptive." What that means is that it will maintain your vehicle's speed as well as the distance between you and the vehicle ahead of you.  That means if a car ahead of you slows down, your vehicle will slow down to the same speed and even stop if the car ahead stops.  Pretty cool, right? As you can imagine, adaptive cruise control is more sophisticated and has many more components than standard cruise.  The systems vary from manufacturer to manufacturer, but they use on-board radar units and cameras to calculate what your vehicle should do to maintain a safe distance and speed. 

Finally, there are still some of the older style cruise controls out on the roads.  They'll stop working when the vacuum actuator develops a problem, a vacuum hose starts leaking or breaks or the cable between the actuator and the throttle kinks, breaks, seizes up or becomes detached. 

If your cruise control isn't working, your service repair facility will be able to determine what kind your vehicle has and what it will take to fix it.  Good news for the cruise blues.

The A.G. Automotive & Diagnosis Guide to Servicing Your Differential

Differential? What's that? And what's it for? I've been told by my service advisor that I need to get it serviced, but is that on the level?

Do these questions sound familiar? They're not uncommon for Winnetka drivers. A lot of us in Winnetka don't know what a differential is or what it's for. Every vehicle has a differential, and, yes, it does need to be serviced. In fact, it's more important to the operation of your vehicle than the air conditioner or windshield wipers.

A differential allows your vehicle tires to move at different speeds. This happens more than you think. The best example is when a vehicle is turning. The inside wheel travels a much shorter distance than the outside wheel during a turn. This means the outside wheel has to move faster than the inside wheel. Without a differential, your tires would hop and skip while turning. They would also lose traction in sand or snow.

The location of your differential depends on what kind of vehicle you drive. On a rear-wheel drive vehicle, the differential is located in the back. For a front-wheel drive vehicle, it is located on the front, but it is usually called a transaxle. Four-wheel drive vehicles have three differentials: one on the front, one in the back and one in the middle. This center differential compensates for differences in speed between the front and rear wheels.

Your differential contains strong gears that need to be protected from dirt, debris, water and other contaminants. A differential is sometimes referred to as a “gear box.” The work of these gears is to transfer power from the vehicle drive train to the wheels.

Your differential needs fluid to lubricate and cool the gears. This fluid, even though enclosed in the “gear box,” can get dirty because the gears grind down over time, releasing tiny bits of themselves into the fluid. Also, the additives in the differential fluid break down and need to be replaced. That's why preventive maintenance for your vehicle needs to include servicing the differential.

Your owner's manual can give you recommendations on how often to service your differential. But you should also consult with your friendly and knowledgeable A.G. Automotive & Diagnosis professional. A.G. Automotive & Diagnosis can give you some good auto advice on whether your vehicle needs to be serviced more frequently. For example, if you drive in hot or cold CA weather conditions, your differential will need to have its fluid changed more often.

Severe conditions will also affect your vehicle care routine and your differential. Check your owner's manual for a definition of “severe service” conditions that affect your vehicle. Examples may include driving with frequent stops and starts, a lot of short trips around Winnetka, hot or cold CA weather conditions and towing.

Off-roading is particularly hard on a vehicle's differential. If you are an off-roader, especially if you cross CA streams or waterways, it is important that you service your differential more frequently than the recommendations suggest.

Properly servicing your differential will extend its life and keep you out of Winnetka auto repair shops. A smooth ride is the result of proper preparation and smart choices.

 A.G. Automotive & Diagnosis
19735 Sherman Way Suite 2
Winnetka, CA 91306
(818) 438-9608
http://www.agautodiagnosis.com